All of the information you need for credit cards in one place!
Credit Card Rates
- APR for Purchases: 9.99%
- APR for Balance Transfers: 9.99%
- APR for Cash Advances: 9.99%
- Late Payment: Up to $10.00
- Returned Payment: Up to $25.00
Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
VISA AccessPoint is a convenient online platform for card holders to check their balances, receive e-statements, make payments, or transfer another credit card balance to your card with us.
General Questions About Your VISA Cards
Please call, 1-844-367-7728
Activate Your VISA Cards
To activate your VISA card, call (800) 631-3197
Lost or Stolen VISA Cards
If your VISA credit card is lost or stolen, members can call (800) 449-7728 after credit union hours.
Change your VISA Card PIN
To change your VISA card PIN number with PIN Now, call (888) 886-0083.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
We use a method called “average daily balance (including new purchases).”
The minimum interest charge will be charged on any dollar amount.
Information on your rights to dispute transactions and how to exercise these rights is provided in your account agreement.
Military Lending Act Disclosure
Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premium; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).