Rates are effective as of April 28th, 2021
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First Mortgage
Rates are based on a conventional mortgage with 80% loan to value. These rates are for owner occupied properties on purchase or no cash out refinancing. The loan amount cannot exceed Fannie Mae conforming loan limits.APR* = Annual Percentage Rate
| Term | Rate | APR* | Minimum Down Payment | Payment per $1000 |
|---|---|---|---|---|
| 30 Years | 3.325% | 3.334% | 10% | $4.39 |
| 20 Years | 3.125% | 3.143% | 20% | $5.61 |
| 15 Years | 3.000% | 3.018% | 20% | $6.91 |
| 10 Years | 3.000% | 3.018% | 20% | $9.66 |
| 5 Years | 3.000% | 3.018% | 20% | $17.97 |
First Mortgage (New Purchase)
To learn more about these mortgage programs contact the credit union and speak to a mortgage loan officer!| Type | Term | Points | Down Payment | Rate |
|---|---|---|---|---|
| Conventional Fixed Rate | 30 Years | 0 | 5% | Call for Rate |
| Conventional Fixed Rate | 20 Years | 0 | 5% | Call for Rate |
| Home Possible (First Time Homebuyers) | 30 Years | 0 | 3% | Call for Rate |
| FHA Fixed | 30 Years | 0 | 3.5% | Call for Rate |
| VA Fixed | 30 Years | 0 | 0% | Call for Rate |
| USDA Fixed | 30 Years | 0 | 0% | Call for Rate |
| 30 Year Jumbo | 30 Years | 0 | 10% | Call for Ta |
| Investment 1-4 Family | 30 Years | 0 | 20% | Call for Rate |
Home Equity Loans
APR* = Annual Percentage Rate| Term | Rate | APR* | Payment per $1000 |
|---|---|---|---|
| 15 Years | 5.25% | 5.390% | $8.04 |
| 10 Years | 4.75% | 4.864% | $10.48 |
| 5 Years | 4.25% | 4.341% | $18.53 |