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Ph - (508) 993-0011

info@cnefcu.org

93 Union St. New Bedford, MA 02740

Routing - 211384719

Coastal New England FCU

Coastal New England FCU

Serving You Since 1911

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Vehicle Loans

Home / Loans / Vehicle Loans
Apply Now

Looking for a new or used vehicle? Start the process with us! Whether its an Automobile, Motorcycle, Camper, RV, or Jet Ski, CNEFCU can finance it for you. We have low rates and various terms to help stay within your budget. Our approval process is quick and easy. Apply online for a vehicle loan with us today!


New Auto Loans

New vehicles are vehicles of the current or previous model year or newer with less than 5,000 miles No down payment on new auto loans!

Terms ranging from 2 – 6 years.


Used Auto Loans

No down payment on used auto loans model years 2012 and newer. Models older than 2012 require 20% down.

Terms ranging from 2 – 6 years; dependent on the model year


New & Used Motorcycle Loans

CNEFCU requires 10% down payment on new and used motorcycles model years 2020 – 2010.

Terms ranging from 2 – 5 years


New & Used Recreational Loans

CNEFCU requires 10% down payment on new and used recreational vehicles model years 2020 – 2010.

Terms ranging from 2 – 6 years


Vehicle Loan Requirements:

  • Main Share Account with $25.00 minimum balance;
  • Proof of Income (copy of two recent pay stub);
  • Insurance Binder;
  • Copy of Purchase Contract;
  • Copy of Signed RMV-1 Form;
  • GAP Insurance is available at a cost of $350.00;
  • $45.00 fee for Vendor’s Single Interest Insurance will be added to the loan amount
  • Odometer statement

Refinancing Requirements:
We will need a copy of valid registration, a copy of the original financial note in place of these forms, and a valid 10-day payoff quote. We will also need $25.00 for the MADOT (Mass Department of Transportation) to switch the Lienholder to Coastal New England FCU.

Private Sale Requirements:
We will need a copy of the front and back of the title, a bill of sale in place of these forms, a copy of the current owners registration, an odometer statement signed by the seller and the purchaser, and an RMV-1 form stamped by the insurance company listing Coastal New England FCU as lienholder.

Lease Buy-out Requirements:
We will need a copy of the current registration, original financial contracts, RMV-1 form stamped and signed by the insurance company listing Coastal New England FCU as the lienholder, copy of Buyout Documents from the Lease Company,

Questions about the Lease Buy-out process?

Notice:
Terms and conditions are subject to change without notice. Please contact the credit union for current requirements.


Application Note:

We must be listed as:
Coastal New England Federal Credit Union
93 Union Street
New Bedford, MA. 02740-6361
Lienholder Code: #1894

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Important Numbers

Routing: 211384719
NMLS: 627922
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CNEFCU

  • Email
    info@cnefcu.org
  • Phone
    (508) 993-0011
  • Fax
    (508) 992-7672
  • Address
    93 Union St. New Bedford, MA 02740
Routing: 211384719
NMLS: 627922
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  • About Us
    • Location & Hours
    • Membership
    • Staff & Board of Directors
  • Rates
    • Loan Rates
    • Saving Rates
    • Mortgage Rates
    • Specials
  • Savings
  • Loans
  • Mortgages & Equity
    • Conventional Mortgages
    • Federal Mortgages
    • Equity
  • Resources
    • Home Banking
    • VISA AccessPoint
    • E-Statements
    • Mobile Banking
    • ATM Locator
    • Order Checks
    • Fees
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