How to Apply
- Come in our office at 93 Union Street, New Bedford, MA
- Call us at (508) 993-0011
Joining Coastal New England FCU makes you a member, not a client.
As a member, you become a shareholder in Coastal New England FCU, meaning that you get a say in how we operate.
Members have the right to elect a Board of Directors, and receive a share of our profits through dividends.
One member, one vote!
Field of Membership
Membership is available to anyone who lives, works, worships, attends school, or participates in associations headquartered in Bristol County, MA.
Benefits of Membership
We respond to the financial needs of our members quickly and creatively.
The board, management, and staff are not concerned with making a profit for third-party investors who may or may not do business at the credit union.
By Members, For Member
Credit Unions are based on the concept of democracy and fairness.
All member have equal voting status to elect the organization’s volunteer leaders, regardless of dollar on deposit or services utilized.
Banks and thrifts exist to make money for third-party investors. Every dollar that goes to them is one dollar less for depositors.
Credit Unions are different, net revenue is returned to the members in several forms:
- Lower loan rates
- Higher dividend rates
- Enhanced service and convenience
We seek to better inform our members by providing financial tools and knowledge.
From basic budgeting to full-scope financial planning, members can ask better questions and make informed decisions based on their needs.